Terms of Service

Please read these Terms of Service ("Terms", "Terms of Service") carefully before using the phinops.com website (the "Service") operated by Phinops Technologies ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

1. Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

2. Use of Service

You agree to use the Service only for lawful purposes. You are prohibited from:

• Attempting to reverse engineer, decompile, or otherwise discover the source code of the Service.
• Using any automated system, including "robots," "spiders," or "offline readers," to access the Service.
• Using the Service in any way that could damage, disable, overburden, or impair the Service or interfere with any other party's use of the Service.
• Using the Service to store or transmit malicious code.
• Violating any applicable laws or regulations.

3. Subscriptions and Payments

Some parts of the Service are billed on a subscription basis ("Subscription(s)"). You will be billed in advance on a recurring and periodic basis ("Billing Cycle").

At the end of each Billing Cycle, your Subscription will automatically renew under the exact same conditions unless you cancel it or Phinops Technologies cancels it. You may cancel your Subscription renewal either through your online account management page or by contacting customer support.

All fees are non-refundable except as required by law or as explicitly stated in our pricing policy.

4. Free Plan

We offer a free plan ("Free Plan") which provides a limited number of AI comparisons per day (the "Limit"). We reserve the right to change the Limit, or to modify or discontinue the Free Plan at any time, without notice. We shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Free Plan.

5. Intellectual Property

The Service and its original content (excluding data provided by you), features, and functionality are and will remain the exclusive property of Phinops Technologies and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Phinops Technologies.

6. Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by Phinops Technologies.

Phinops Technologies has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. You further acknowledge and agree that Phinops Technologies shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

7. Limitation Of Liability

In no event shall Phinops Technologies, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

8. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

Phinops Technologies does not warrant that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements. The data provided by the Service is for informational purposes only and we do not guarantee its accuracy.

9. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

10. Contact Us

If you have any questions about these Terms, please contact us at:

Phinops Technologies
Email: contact@phinops.com